Calculators

Use these calculators to help you figure your mortgage payments and payment schedule, recommend how much house you can afford based on your income, or compare rental costs with the costs of buying a home.

Interest rates fluctuate but to be safe that you don't figure your payments too low our advice is to use a fixed interest rate of  around 5% (unless of course you have already been quoted a different rate); a annual tax rate of 2.5% and an annual insurance rate of .75%. 

Please give us a call or e-mail us if you have any questions or want clarifications on interest or tax rates.

Quick Mortgage Payment Calculator
Quickly determine an approximate monthly loan payment with this Quick Mortgage Payment Calculator.
Mortgage Payment Calculator w/Amortization
Compute your monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. Estimate your total mortgage payment including property tax, property insurance and PMI (Private Mortgage Insurance).
Household Budget Calculator
This calculator will help you to determine how much house you can afford by allowing you to calculate your mortgage payment along with your entire household expenses.
Mortgage Qualification Calculator
This calculator will help you to determine how much house you can afford and/or qualify for.
Interest Only Calculator
Calculate interest only mortgage payments using this calculator.
Rent Vs. Buy Calculator
This calculator can help you to compare the costs of renting to the costs of buying a home.

Disclaimer: Every home loan is different and the terms of your note or the terms of the loan you are searching for may use a different method of calculating your mortgage payment than the calculators above. This tool is provided purely for comparative reasons and may / may not reflect the actual payments of your loan. It is imperative you consult with a mortgage professional or your existing lender for exact payment figures. We are not responsible for any typographical errors, omissions or mistakes. Not every applicant qualifies nor is every program available for each unique borrower.